Mortgage Brokers and Home Loans in Brisbane 2026 — How to Find a Good Broker and What to Expect

Mortgage Brokers in Brisbane 2026

Brisbane's strong property market — driven by interstate migration, the 2032 Olympics effect and strong economic fundamentals — makes home loan strategy important for both first home buyers and upgraders. A skilled Brisbane mortgage broker can navigate QLD-specific grants, builder incentives and the competitive lending environment to find the best loan for your situation. moneysmart.gov.au

What Does a Mortgage Broker Do?

• Compare across lenders: Brisbane brokers access panels of 30-60+ lenders including the major banks, tier-2 banks and specialist non-bank lenders.
• Handle the entire application process: Paperwork, LMI calculations, unconditional approval — all managed by the broker.
• Ongoing loan review: Good Brisbane brokers review your loan at each fixed-rate expiry to ensure you remain on a competitive rate.

First Home Buyer Grants in Queensland 2026

• Queensland First Home Owner Grant: $30,000 for eligible first home buyers purchasing or building a new home in Queensland (subject to property value caps). This is one of the most generous FHOGs in Australia. qro.qld.gov.au
• Transfer duty concession: Queensland offers stamp duty (transfer duty) concessions for first home buyers — check QRO for current thresholds.
• First Home Guarantee (federal): 5% deposit without LMI for eligible first home buyers. nhfic.gov.au

How to Find a Mortgage Broker in Brisbane

• MFAA accredited brokers: mfaa.com.au
• FBAA member brokers: fbaa.com.au

This article was compiled by AI and screened before publishing. See our editorial standards.